Finance Offering Outback 365 offers a range of flexible finance options to help with managing the cost of your new Jacuzzi®hot tub.

Hot Tub Finance Options from OUTBACK365

We believe owning a Jacuzzi® Hot tub is a worthwhile investment in your health and wellbeing.

To make the experience even more accessible, we offer a variety of flexible payment options tailored to our customers’ preferences. We accept all major debit/credit cards and cheques. Additionally, for those inclined towards financing, we’ve collaborated with Novuna® Personal Finance to offer competitive packages. This ensures you can enjoy the luxury of a Jacuzzi® Hot Tub without compromising your financial comfort, allowing you to leave your money in the bank.

Outback 365 And Novuna® - The Uk's Leading Personal Finance Lender

Novuna® Personal Finance is one of the UK’s leading financial services companies, part of Mitsubishi HC Capital Inc. Novuna® have been voted the UK’s best personal loan provider for the last 9 years running by Feefo. We have partnered with them to provide a complete and competitive range of personal finance products for our customers, and a seamless search and application process with fast approval times.

Both Novuna® and Outback 365 are authorized and regulated by the Financial Conduct Authority, adhering to fair customer treatment principles. This commitment extends to presenting all available options and assisting you in making the most informed payment decisions when acquiring a Jacuzzi® Hot Tub. Opting for Novuna® personal finance grants you added peace of mind, as both Novuna® and Outback 365 share equal liability for your product, reinforcing our dedication to your satisfaction and security.

Novuna Personal Finance

Your Guide To Hot Tub Finance Offers With Novuna® Personal Finance

Interest Free Credit – 0% Representative Available

Instead of spending your own money upfront, spread the total cost of your Jacuzzi® product interest-free over up to 30 months. With higher interest rates on your savings, you can earn interest on your capital while still making your purchase.

Only a 30% upfront deposit is required on hot tubs. The payment plan is flexible, allowing you to settle your balance at any time without penalties and to accelerate payments based on your personal preference. (Limited Time Only)

Collection: J-400 Collection

Min Deposit: Varies on model

Models: J-475, J-435, J-445

CONTACT US TODAY

Hot Tub finance 0%* 3 years 0% is available on selected models while stock lasts.
* Maximum deposits are 40% of sale total.

Nothing To Pay For 3 Months + £99 Deposit + Low Rate 11.9% Apr Representative Fixed

Our most flexible payment option. This package allows you to pay nothing for 3 months from delivery and find your desired minimum monthly payment up to 5 or 10 years. You also have the freedom to adjust your payments above the minimum or settle the agreement at any time to manage the actual overall term and overall interest paid. We’ve partnered with Novuna® on this package to mean customers only require a £99 up front deposit.

Representative example: Cash Price £6,999.00. Deposit £99, Amount of Credit £6,900. Duration of agreement 63 months; 60 Monthly Repayments of £153.87. Rate of Interest 11.9% p.a fixed; 11.9% APR Representative, Total Amount Payable £9,332.20; £29 early settlement fee.


Available On All Jacuzzi® Hot Tubs including the Sun and Soul Hot Tubs

Buy Now, Pay Later With Nothing To Pay For 12 Months - 19.9% Apr Representative.


Available On All Hot Tubs

Leave your money in the bank and pay nothing for 12 months from product delivery. If you settle before the 12-month window, there’s no interest to pay and only a £29 settlement fee.

With the 12 month period not starting until delivery, this allows you to purchase your product with peace of mind and time to organise installation without the pressure of reducing your 12-month window.

We’ve partnered with Novuna on this package to mean customers only require a £99 upfront deposit. Pay in full within 12 months with no interest to pay, or spread the cost over 10 years – 19.9% APR

Representative example: Cash Price £6,999.00, Deposit £99.00, Amount of Credit £6,900.00. Duration of agreement 132 months (including 12-months deferral period); 120 Monthly Repayments of £148.35. Rate of Interest 19.9% p.a fixed; 19.9% APR Representative, Total Amount Payable £17,901.00; £29 early settlement fee.

Novuna® Finance FAQs

Who is eligible to apply for hot tub finance?

To apply for credit, you must be at least 18 years old, be retired with income, or work at least 16 hours per week. In addition, you must be a resident of the United Kingdom and have resided there for at least a year.

Novuna ® Personal Finance are unable to offer finance to residents outside of the United Kingdom. Homemakers are welcome to apply or finance under their own name, but the employment details of their spouse /partner will be required to process the finance application.

When will my hot tub payments begin?

Your monthly repayments will start 1 month after your hot tub or swim spa has been installed or delivered. This also applies to Buy Now, Pay Later agreements.

Are there any arrangement fees or hidden extras for credit?

There are no hidden extras or arrangement fees when taking out credit with Novuna® Personal Finance.

Once my application is approved, what happens next?

After the approval of your credit application, you will be presented with the e-sign process within minutes. The PDF of your agreement will appear on the screen. Before consenting to the terms of a financing agreement, it is essential that you read it thoroughly. Your dealer should be able to address all of your questions.

Will you credit score me and if so, what does that mean?

A credit score or credit rating is a number used by financial institutions to ascertain the creditworthiness and risk associated with lending money to individuals. It is based on a number of factors, including income and occupation, as well as information obtained from credit reference agencies. The higher your credit score, the greater your likelihood of receiving credit.
This information enables individuals to receive consistent credit decisions. Credit scoring does not discriminate on sex, race, religion or disability.

If you decline my application, what is the reason?

In addition to credit scoring, Novuna® Personal Finance also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for declining your application, it is usually based on one, or a combination of the following:
Your credit score (please note that every finance company will score you differently)
Adverse credit reference agency information
You are considered to be overcommitted
You are aged under 18
Your existing account performance with other lenders

What information do credit reference agencies retain about me?

Credit reference agencies hold a mix of information from different sources. Public information like County Court Judgements, electrical roll and bankruptcies. Other lenders may also file information about accounts you hold with them, your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken will also be filed, although the result of this request is not recorded.

How do I obtain a copy of this information?

Send a request to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:
Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF
Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS
TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ
The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

If my application is not successful, can I re-apply?

Finance option availability and the required deposit is subject dealer participation and the specific Jacuzzi® model being purchased – please contact or ask in the showroom for more details. Credit is subject to status and affordability. Credit is subject to status and affordability. Terms and conditions apply. Outback 365 Ltd as shown on FCA authorisation trading as Outback365 is a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

Credit is subject to status and affordability. Terms and conditions apply. Outback 365 Ltd, 2a Balloo Park, Bangor, Co.Down, BT197PP Register No NI643658 as shown on the FCA authorisation trading as Outback 365 is a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through  http://www.fca.org.uk ]

Visit Our Northern Ireland Showrooms

Shop hot tubs, pergolas, and outdoor furniture from leading brands, with quick delivery in Ireland. Book an Appointment at our showrooms in Dungannon and Bangor.
Bangnor Jacuzzi Showroom


Bangor Showroom

Book Showroom

​Dungannon Jacuzzi Showroom


​Dungannon Showroom

Book Showroom

© OUTBACK 365 LTD 2024 | Company Number: NI643658 | Warranty Information | Terms & Conditions